Whether your needs are for life, health or casualty insurance, savings and investment programs, a home mortgage or a refinance, a credit card or personal loan, put the collective buying power of 3.2 million NEA members to work for you. NEA Member Benefits programs are specially designed to help make members' lives better.

• Life Insurance Programs
   

• Financial Services Programs
   

• Investment Programs
   

• Consumer Discount Programs
   

• Member Education Guides

  

 
Look for the NEA Seal of Excellence on exceptional products and services provided to members through NEA Member Benefits Corp.

No dues dollars are ever used to support NEA Member Benefits programs.

Life Insurance Programs
 

NEA DUES-TAB® Insurance* provides up to $1,000 of term life insurance coverage and up to $5,000 of accidental death and dismemberment coverage at no cost to eligible members. You can also receive up to $50,000 of accidental death and dismemberment insurance while serving on the job or as an Association leader, and up to $150,000 if death is caused by homicide while on the job. All at no cost to the NEA member. For more information or to register your beneficiary, visit neamb.com/duestab.

NEA Group Term Life Insurance Plan:* Receive up to $300,000 of decreasing term life insurance at affordable group rates with the NEA Term Life Insurance Plan. For more information or to apply, visit neamb.com/insurance/product7.jsp.

With an NEA Preferred Term Life Insurance Plan* you get BOTH a level premium and a level benefit. Ten-, fifteen- and twenty-year terms available up to age 80 for $100,000, $250,000, $500,000, $750,000, and $1,000,000 coverage amounts. For more information, visit neamb.com/preferredlife.

With the NEA Level Premium Group Term Life Insurance Plan* you can choose $50,000 to $300,000 for a 10- or 20-year term of term life insurance. Premiums won't increase and benefits won't decrease for the entire term. No medical exam required. For more information, visit neamb.com/insurance/linlpr.jsp.

With the NEA AD&D Insurance Plan* you and your entire family can be covered 24/7 no matter where you travel. Plans start at $19 a year. For more information, visit neamb.com/addfamily.

NEA Premier Accidental Death Insurance Plan:* A Low cost way to provide meaningful protection against accidental death with web-only rates starting as low as $13.95 a month. Coverage choices of $250,000, $500,000, $750,000 and $1,000,000 - highest AD insurance ever offered to members. NO medical exam or medical questions to answer. Acceptance guaranteed for all eligible members up to age 70. Rates won't ever increase due to your age or health. visit neamb.com/insurance/premieradpge.jsp.

The NEA Guaranteed Issue Life Plan* provides up to $10,000 or $20,000 guaranteed coverage for NEA members ages 45 and older. For more information, visit neamb.com/gillifenow.

The NEA Long-Term Care Insurance Program helps pay for nursing home, assisted living and home health care expenses. For more information, visit nealtc.com.

The NEA Medicare Supplement Insurance Program,* underwritten by the NEA Members Insurance Trust, helps fill the hospital and medical gaps left by Medicare and provides additional discounts not offered by other plans. Why settle for less coverage from another provider when you can have better coverage at about the same cost? For more information, visit neamb.com/insurance/mcspge.jsp.

The NEA Hospital Care Insurance Plan was designed to help pay the extra expenses associated with hospital stay not covered by your regular health insurance. Most members under age 70 are guaranteed acceptance. The plan, underwritten by The Hartford, lets you choose a benefit amount from $20 to $120 a day for up to a year at a time at low group rates. For more information, visit neamb.com/insurance/mcipge.jsp.

The NEA Income Protection® Plan provides income when you are unable to work due to illness or injury. For more information, visit neamb.com/insurance/ipppge.jsp.

NEA Homeowners Insurance provides inflation-proof protection for your valuables - at school or at home. For more information, visit neamb.com/insurance/hinpge.jsp.

The NEA Members Auto & Home Insurance Program® provides specially negotiated rates and benefits to meet the needs of educators. Some of the custom features include exclusively designed educator-based rates, summer skip payment options and a 24-hour emergency claims service. For more information or to discuss your auto or home insurance needs, visit us at neamb.com/insurance/aplus.jsp or call toll-free at 1-800-877-7345.

*Provided by the NEA Members Insurance Trust®

Financial Services Programs
 

The NEA-Sponsored CD® from Bank of America offers competitive yields along with FDIC insurance up to the maximum allowed by law. For more information, visit neamb.com/savings/goldcd.jsp.

Earn competitive yields with the NEA-Sponsored Money Market Account® from Bank of America. First time account holders are eligible to receive a 60-day introductory bonus rate. You'll also enjoy the safety of FDIC insurance up to the maximum allowed by law. For more information, visit neamb.com/savings/mmaccount.jsp.

With the new NEA® WorldPoints® Platinum Plus® Credit Card, you have a world of rewards to choose from. Earn one point for every dollar you spend on purchases, which can be redeemed for cash, travel, or merchandise rewards. For more information, or to apply, call the NEA Member Services Center at 1-800-637-4636, Monday - Friday, 8 a.m. to 8 p.m. (or Saturday 9 a.m. to 1 p.m.) ET. visit neamb.com/credit/index.jsp.

With the NEA RateSmart® Credit Card, you can save money on interest with one of the lowest rates available. For more information, or to apply, call the NEA Member Services Center at 1-800-637-4636, Monday - Friday, 8 a.m. to 8 p.m. (or Saturday, 9 a.m. to 1 p.m.) ET. visit neamb.com/credit/index.jsp.

Get a new mortgage or refinance your existing mortgage through the NEA Home Financing Program®. Call today to find out why NEA members rate the program so highly! Also, be sure to ask about the $200 NEA Member Closing Cost Rebate, a member bonus you'll get after closing on your new mortgage or refinance! (FHA Loans excluded) Reverse mortgages for seniors are also available. For more information, visit neamb.com/loans/hmfpge.jsp.

Home Equity Loans for NEA Members - If you're a homeowner, you can use a tax-deductible home equity loan or line of credit to pay for home improvement projects, pay off high-interest debt, buy a car, or pay college tuition. For more information on home equity loans for NEA members visit neamb.com/loans/.

The NEA Personal Loan® account offers member-only rates and affordable monthly payments. You can request loan amounts from $3,000 to $35,000 (based on your creditworthiness), with no collateral required. For more information, visit neamb.com/loans/ploan.jsp.

Apply for the NEA Line of Credit® with a credit line from $500 to $35,000 (based on your creditworthiness), which you can access using personalized checks. Enjoy preferred rates and no annual fee. For more information, visit neamb.com/loans/lineofcredit.jsp.

NEA National Board Certification Loan® - Members who are seeking National Board Certification can apply for an affordable loan designed to help cover the $2,500 assessment fee. The NEA National Board Certification Loan is a special line of credit that has no application fee, no annual fee, no prepayment penalty, and no collateral is required. For more information visit neamb.com/loans/loanbc.jsp.

Investment Program
 

Tax-Deferred Retirement Savings Plan - For retirement planning assistance from a person you can trust, call for an appointment with a representative today: 1-877-NEA-8668, ext. 3655, Monday - Friday, 7 a.m. to 6 p.m., CT. For more information, visit neamb.com/savings/vanpge.jsp.

Consumer Discount Programs
 

Available at neamb.com/discount

NEA Bookstore® - Save an extra 5% off Barnes & Noble.com's already low online prices of books, music, videos and more. Free shipping on eligible orders of $25 or more.

NEA Magazine Service® - Save up to 85% off the cover price of over 1,000 popular magazines.

NEA Car Rental Program® - Get preferred member rates and other special benefits when you reserve your rental car in advance from Hertz or Alamo. When making reservations, use CDP# 50655 for Hertz and ID# 613575 for Alamo.

NEA Classroom SuperStore - Save an additional 10% off Classroom Direct's already low warehouse prices, plus free shipping on stocked items.

NEA Long Distance - Get rates as low as 3.9 cents per minute on state-to-state calls. No monthly fees.

Collette Vacations - Travel the world and save with Collette Vacations, a leading provider of over 120 tours, family cruises, and weekend getaways.

Nolo Legal - Get a 5% discount from the leading publisher of self-help legal publications, software and forms.

NEA Click & Save - Save online at hundreds of your favorite stores! The newest discount program for NEA members and their families! This exclusive shopping service offers savings on brand name merchandise from hundreds of top retailers, online stores and local merchants.

LeapFrog SchoolHouse - Save on personal student learning tools and technology!

Weekly Reader - Special discounts on classroom magazines.

NEA Member Benefits Web Site
 

Don't forget to visit the NEA Member Benefits Web Site, and discover the power of information at your fingertips. All the latest NEA Member Benefits information is just a click away. You can access program updates, current rates, special offers, announcements, and more! Visit NEA Member Benefits at www.neamb.com.

Member Education Guides
 

FREE, informative Member Education Guides are written by experts in their fields. They provide unbiased information and advice on important issues facing us all, such as the new tax laws, insurance, technology, investing, and understanding credit. The Guides can be downloaded or ordered at the click of a button. To view and download guides, visit www.neamb.com/guides.

For more ways NEA Member Benefits can help you and your family call:

1-800-637-4636
Monday - Friday, 8AM to 8PM (or Saturday, 9AM to 1PM) ET

Helping Make Members' Lives Better