Skip Navigation
We use cookies to offer you a better browsing experience, provide ads, analyze site traffic, and personalize content. If you continue to use this site, you consent to our use of cookies.
Advice

FAQs about the Government Pension Offset (GPO)

If you have questions about the Government Pension Offset (GPO), we have answers. Questions specific to your own situation should be directed to your local Social Security Administration office.
Published: June 16, 2020

These Frequently Asked Questions (FAQs) provide general guidance about the Government Pension Offset (GPO). They do not cover the Windfall Elimination Provision (WEP). Separate FAQs for WEP are available here. If you have questions specific to your own situation, contact your local Social Security Administration Office. 

The FAQs assume you are or were a state or local government employee who works or worked in employment not covered by Social Security. They do not address GPO issues particular to federal employees. If you are divorced, certain special rules apply that your local Social Security Administration office can explain to you.

Key terms in these FAQs

Government pension: A retirement benefit from non-Social Security-covered employment for a state or local government.

Non-SS-covered employment: Work you perform for a state or local government that is not covered by Social Security.

SSA: The Social Security Administration.

SS-covered employment: Work you perform that is covered by Social Security.

SLG: State or local government.

How do I know whether the GPO affects me?

  • You work or worked for a SLG in non-SS-covered employment.
  • You are entitled to a government pension from that employment. SSA deems you to be "entitled to a pension" when you file an application for the pension and a benefit is payable.
  • You are entitled to a Social Security survivor/dependent benefit.

For more information visit our EdVotes page on retirement security.

Are you an affiliate?

Jump to updates, opportunities, and resources for NEA state and local affiliates.
Librarian leans over seated students at the library who are reading a book

Education News Relevant to You

We're here to help you succeed in your career, advocate for public school students, and stay up to date on the latest education news and trends. Browse stories by topic, access the latest issue of NEA Today magazine, and celebrate educators and public schools.
National Education Association

Great public schools for every student

The National Education Association (NEA), the nation's largest professional employee organization, is committed to advancing the cause of public education. NEA's 3 million members work at every level of education—from pre-school to university graduate programs. NEA has affiliate organizations in every state and in more than 14,000 communities across the United States.