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Legal & Employment Guidance

Decoding Educator Health Care Benefits

Having trouble understanding your health care coverage options? NEA's health care experts have broken down some of it for you.
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Published: April 25, 2022
Making sense of your health care coverage is important, whether you’re reviewing the plan you are currently enrolled in, working with your employer to restructure a plan, or looking for a new plan.

However, it can take health benefit expertise, and advanced planning to compare different health plan design options, and various cost sharing requirements such as premiums, copayment, coinsurance, and deductible amounts.

Having trouble decoding your health care coverage options? NEA's health care experts have broken down some of it for you. 

  • Key Health Plan Features that Affect Members' Finances
  • Health Plan Structures That Affect Plan Members' Access to Care
  • Common Tax-Advantaged Health Care Accounts
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Key Health Plan Features that Affect Members’ Finances 

For further information on health care terms see the Centers for Medicare & Medicaid Services' Glossary of Health Coverage and Medical Terms.

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Health Plan Structures That Affect Members' Access to Care

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Common Tax-Advantaged Health Care Accounts

Need more guidance before choosing your health care plan? Fill out our Health Care Plan Selection Worksheet.

Your Rights and Workplace

When educators are heard, respected, and given the resources we need, we can give our students our very best. NEA provides information to help you access fair pay and fair benefits.
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Becoming a member of the National Education Association connects you with a movement of educators supporting each other. We are a community that will help you advocate for the funding, resources, and support you and your students deserve.
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Great public schools for every student

The National Education Association (NEA), the nation's largest professional employee organization, is committed to advancing the cause of public education. NEA's 3 million members work at every level of education—from pre-school to university graduate programs. NEA has affiliate organizations in every state and in more than 14,000 communities across the United States.