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NEA is working to ensure education is affordable and accessible to all

By working to cancel student debt and improve forgiveness programs, we can make sure everybody who wants to learn and grow can do so—without exceptions.

Higher education must be affordable and accessible to all. Yet, for too many, pursuing our college and career dreams means years, even decades of paying off student debt. This is especially true for educators. This system is working for the student loan providers and banks, but not for us.

For years, NEA members have advocated together in favor of canceling college debt to help fix the educator shortage. Now, because of the Biden administration’s life-changing actions, the student loans taken out by 48 million borrowers are being substantially reduced, forgiven, or even canceled outright.

Fixing the student debt crisis makes our public schools stronger.

Young or old, Black or white, educators of all ages and races have had to take on student debt to enter the profession. This reality keeps too many talented young people out of the profession and pushes out those who do enter it. With this crisis, however, comes the opportunity to create a better, more just system.

Cancel Your Student Debt

NEA’s student debt experts have created tools designed to help educators through the complicated student debt system.
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Apply for Public Service Loan Forgiveness (PSLF)

The Public Service Loan Forgiveness program forgives the remaining balance of federal student debt for public service workers who provide 10 years of public service while making 120 monthly payments.
Cancel student debt sign outside U.S. White House

President Biden’s Student Debt Relief Plan

**Update: As of November 2022, the U.S. Department of Education has been blocked from proceeding with its cancellation program and currently cannot accept applications. Stay tuned for updates as we continue to advocate for broad student debt cancelation.** Under the White House’s student debt cancelation plan, most individuals, including current students, are eligible for up to $20,000 in federal student debt relief.
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NEA members get free access to individualized support through the NEA Student Debt Navigator.

Use this tool if you are struggling to get started or need help getting the student debt relief you deserve.

NEA is fighting to cancel student debt, and to expand and protect programs that help. Thanks to NEA members who are speaking up and demanding change, we have achieved a new cancellation program and fixes to the Public Service Loan Forgiveness program, making it actually work for educators. 

This is the beginning of change, not the end. We won't stop until everyone is able to learn and grow without a lifelong burden of student debt.

Our voices are strongest when we are united. Become a member of the National Education Association today to be part of the movement to make higher education affordable to everyone.

Join now

Explore Our Stories on Educator Student Debt

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NEA President: Court Decisions Halting Student Debt Cancellation are 'Nonsensical'

America’s largest labor union calls on Biden to extend payment pause, will continue advocacy
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Student Debt Cancellation, PSLF & More: What Educators Need to Know

The Biden administration recently announced a new student debt cancellation plan, on top of its temporary Public Service Loan Forgiveness program waiver. It's complicated, yes! But it's also good news for educators and current college students.
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NEA Advocacy Leads to Key Change in PSLF

Thanks to NEA’s persistent advocacy, it is now clear: Teachers who received Teacher Loan Forgiveness will not be delayed in getting the more valuable Public Service Loan Forgiveness, too.
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Meet The Educators Whose Student Debt Has Been Forgiven

NEA members have fought hard for fixes to the Public Service Loan Forgiveness (PSLF) program. With the new PSLF waiver, announced in October, many are finally seeing relief.
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You Did This! Fixing Public Service Loan Forgiveness

The Department of Education announced an overhaul of its broken Public Service Loan Forgiveness program, after receiving 168,000 emails from NEA members.
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The Depth of Educators’ College Debt

The rising cost of higher education has led to mountains of student debt among college-educated Americans. New NEA research shows the pervasiveness of this problem among educators, young and old, White, Black, and Hispanic.
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The Making of the Student Debt Crisis, Explained

The author of "The Debt Trap," a book that describes how the federal student loan program became a "national catastrophe" and offers solutions to the problem, recently met with members of NEA's National Council of Urban Education Associations. Today, he sits down with NEA Today.
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Navigate your student debt

NEA’s student debt experts have created tools designed to help educators through the complicated student debt system.
National Education Association

Great public schools for every student

The National Education Association (NEA), the nation's largest professional employee organization, is committed to advancing the cause of public education. NEA's 3 million members work at every level of education—from pre-school to university graduate programs. NEA has affiliate organizations in every state and in more than 14,000 communities across the United States.