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Navigate Your Student Debt

NEA’s student debt experts have created tools designed to help educators through the complicated student debt system.

Together we can make sure every educator gets the student debt relief they deserve.

Our experts have put together information on Public Service Loan Forgiveness, the White House Student Debt Cancellation Plan, the NEA Student Debt Navigator, Teacher Loan Forgiveness, the Fresh Start Program, Income-Based Repayment Plans, and the Payment Pause.

Sign held up at rally saying 40 million families need student loan relief now.

It's Not Over: Explore More Opportunities to Receive PSLF

Did you miss out on applying for Public Service Loan Forgiveness (PSLF) under the Limited Waiver? Don't fret, there are many other ways for you to get the student debt cancellation you deserve.

Watch the recording of NEA's recent student debt webinar to learn about other opportunities for student debt relief.

What You Need to Know About Public Service Loan Forgiveness

Together we can make higher education more affordable for all.

Due to efforts by the Biden Administration, over 453,000 educators and public service workers have received $31 billion in student loan forgiveness through the Limited PSLF Waiver and counting. 

While the Limited Waiver expired on October 31, 2022, PSLF is still here for educators and other public service workers.

Significant permanent improvements have been made to the program, so that more educators can receive the debt forgiveness they were promised.

Apply Now

Our PSLF Explainer

    Meet the White House Student Debt Cancellation Plan

    Together we can cancel student debt.

    After hearing from educators and other advocates across the country, President Biden and the U.S. Department of Education announced a bold, life-changing student debt cancellation plan on behalf of 48 million student borrowers in America.

    Under the White House’s student debt cancellation plan, most individuals, including current students, are eligible for up to $20,000 in federal student debt relief. What this plan does for borrowers across the U.S.:

    • Cancels up to $10,000 in federal student debt for most individuals, including current students.
    • Cancels up to $20,000 for Pell Grant recipients.
    • Extended the interest payment pause.
    • Creates a new and much-improved Income-Driven Repayment Plan

    As of November 2022, the U.S. Department of Education has been blocked from proceeding with its cancellation program and currently cannot accept applications. Text STUDENTDEBT to 48744 for updates as we continue to advocate for broad student debt cancellation.

    More Information on Broad Cancellation

    Get a Fresh Start after Default

    Prepare for Payment Resumption

    Get Support Through the NEA Student Debt Navigator

    We can create a world without student debt.

    NEA has partnered with a company called Savi to offer an online student debt navigator tool, free for one year for NEA members.

    Sign up to receive personalized advice from student debt experts and gain access to Savi’s e-filing function, which helps eliminate the common mistakes that bar many applicants from receiving forgiveness.


    Access the Navigator

    Learn More About This Support

    Other Student Debt Support Programs

    Students in a huddle.

    Did you get your student debt cancelled?

    Tell us how student debt forgiveness helped you so that we can continue to advocate for student debt cancellation and a better higher education system for all.
    National Education Association

    Great public schools for every student

    The National Education Association (NEA), the nation's largest professional employee organization, is committed to advancing the cause of public education. NEA's 3 million members work at every level of education—from pre-school to university graduate programs. NEA has affiliate organizations in every state and in more than 14,000 communities across the United States.