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Legal & Employment Guidance

Health Insurance Required to Cover Costs of At-Home COVID Tests

Starting January 15, 2022, group health plans (self-insured plans) and health insurance issuers (such as insurance companies) must cover the cost of FDA-approved at-home over-the-counter COVID-19 tests.
Published: 01/12/2022

Starting January 15, 2022, group health plans (self-insured plans) and health insurance issuers (such as insurance companies) must cover the cost of FDA-approved at-home over-the-counter COVID-19 tests. Coverage must be provided without cost-sharing, prior authorization, or other medical-management requirement. That means tests now must be covered even if they were not ordered by a health care provider. In this frequently asked question document, NEA provides plain-language explanations about the new requirements and suggests key issues that unions and union members should explore with their employers.

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