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Get Public Service Loan Forgiveness

NEA can help educators utilize the Public Service Loan Forgiveness (PSLF) Limited Waiver to apply for loan forgiveness today.

Last year, in response to educator advocacy, the Department of Education put in place a Limited Waiver that helps address the gaps in the PSLF program. NEA has developed tools to help members make use of the waiver and achieve student loan forgiveness. In order to benefit under the Limited PSLF Waiver, you must apply by Oct. 31, 2022.

NEA has created a series of tools and platforms to help educators utilize the limited waiver and apply for loan forgiveness.

If you are a NEA member, you can use our free Student Debt Navigator tool and get started on your application right away.

Student Debt Navigator

Otherwise, text PSLF to 48744 or fill out the form below to find out whether you qualify and how you can apply today.

Do you qualify for the Public Service Loan Forgiveness waiver?

This quick questionnaire will help you determine the right next step for tackling your student debt.

The Public Service Loan Forgiveness program was created in 2007 to forgive the federal student debt of public employees, including teachers, faculty, and education support professionals, who provide 10 years of service and make 120 monthly payments on their student loans.

However, when the first borrowers became eligible for forgiveness, the Trump administration prioritized profits for big banks over keeping the promise of PSLF, denying over 90% of applications. Because of the educators and allies who spoke up, the Biden-Harris administration stepped in to temporarily fix this broken program, granting hundreds of thousands of public service workers the student debt relief they deserve.

But the changes are only temporary for now! Borrowers must apply through a “limited waiver” —available only through Oct. 31, 2022.

Visit our FAQs to learn more

National Education Association

Great public schools for every student

The National Education Association (NEA), the nation's largest professional employee organization, is committed to advancing the cause of public education. NEA's 3 million members work at every level of education—from pre-school to university graduate programs. NEA has affiliate organizations in every state and in more than 14,000 communities across the United States.